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Exceptional Customer Service Why choose Loankey Express ?

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Take the first step towards securing your loan quickly and easily. Submit your application online today and experience a seamless process designed to meet your financial needs

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Data Protection and Enhanced Security

Created by potrace 1.10, written by Peter Selinger 2001-2011

At loankey express, safeguarding our clients' personal information is our top priority. Here's how we ensure confidentiality and data protection:

Bank-level encryption

All information provided by our clients is secured with advanced encryption systems, guaranteeing maximum protection against unauthorized access.

Secure storage

Your personal data is stored on servers that comply with international security standards.

Controlled usage

We are committed to never using your information without your explicit authorization. Every step of the process adheres to data protection regulations.

Continuous monitoring

COur systems are constantly monitored to prevent cyberattacks or data theft attempts.

Created by potrace 1.10, written by Peter Selinger 2001-2011
Taking out a loan involves costs!

If you fail to repay the debt on time, you may receive a payment notice, which could make it harder to rent a home, subscribe to services, or obtain new loans. For assistance, feel free to contact the budgeting and debt counseling service in your municipality.

LoankeyExpress Bank Personal Loan Details

  • Amount: €10,000 – €100,000
  • Duration: 3 – 8 years
  • Nominal interest rate: 3%
  • Application fee: €475
  • Administration fee: €25 per month

Example: A loan of €75,000 repaid at €1,684 per month over 90 months has an annual effective interest rate of 3%. This represents a total loan cost of €73,320. Maturity varies from 36 to 90 months.

Personal Loans: What is a personal loan?

LoankeyExpress Bank offers personal loans ranging from €100,000 to €500,000. A personal loan is an unsecured loan, meaning it doesn’t require any collateral, unlike a mortgage loan. The loan application process is fully digital, and you will receive a response within 24 hours.

Low-interest personal loans

Personal loans typically have lower interest rates than quick loans or SMS loans. The advantage of LoankeyExpress Bank’s personal loan is its fixed interest rate of 3%, which is fully transparent and consistent for all applicants. Another benefit of our personal loan is that you pay a fixed amount each month, allowing you to manage your finances and expenses flexibly.

Basic requirements to borrow from LoankeyExpress Bank

To apply for a personal loan, the following requirements must be met:

  • You are at least 21 years old.

  • You are a resident with a valid ID number and proof of income.

  • You have no outstanding debts with enforcement authorities.

  • You have an annual income of at least €25,000.

Personal loans without UC verification

LoankeyExpress Bank allows applicants to request personal loans without UC credit checks. Instead, we collaborate with Bisnode to gather the necessary credit information, ensuring your borrowing capacity remains unaffected according to UC standards.

Common uses for personal loans

Personal loans can be used for various purposes, such as:

  • Renovations: Financing projects for your home, garden, or vehicle.

  • Travel: Covering costs for family trips or vacations with friends.

  • Consumer purchases: Acquiring expensive items like cars, boats, or electronics.

  • Other expenses: Organizing weddings, funerals, or covering medical examinations.

It is essential to have a solid repayment plan and carefully consider the implications before committing to a loan.